Most people have an idea of what they want to achieve financially, but few have a plan in place to reach their goals. We ask the right questions, help you properly account for your assets, then work with you to prioritize your goals.
Let us be your partner for the long term.
We believe that wealth advisory is more than investment and asset management. It is about making sure an appropriate financial framework is in place and that resources are being allocated efficiently. The planning piece of what we do supports our work together, and forms the foundation for the guidance we provide to you, your family, or organization.
Our Officers have years of experience in trust and estate administration, with varying areas of expertise to guide you, either as a co-fiduciary, your successor Trustee/Executor, or for you as Agent for Trustee/Executor.
Salisbury Bank Wealth Advisory works with your company to provide advice for retirement plan investment options or to manage those accounts in accordance with the Investment Policy Statement we develop together. We can work with your preferred third party administrator, or with one with which we have an established relationship – you may select. Similarly, there are multiple options for plan platforms to allow for an efficient solution depending upon the type and size of the plan.
Assets are managed by Salisbury Trust Officers with the oversight of our internal Trust Investment Committee, utilizing an investment consulting service to provide investment partner and fund due diligence and recommendations. This structure has allowed us to broaden our investment management strategies to include both active and passive portfolios. We take into consideration the circumstances and requirements of the account, the risk tolerance and risk capacity of the client, and investment preferences.
We have done this for more than 100 years. Seeking guidance from a professional wealth management firm is wise because the right one will address the all-important technical issues for you and help give you control over your financial life.
At Salisbury Bank Wealth Advisory, we provide a disciplined approach to wealth management and support our clients with the structure they need to succeed.
Steve Essex, CFP, CTFA
Executive Vice President,
Head of Trust Wealth Advisory Services
Steve heads the Wealth Advisory area of Salisbury Bank and Trust Company. From his years of experience in helping individuals and families with trust, estate and financial planning matters, he believes the best way we can help our clients is through an understanding of their overall financial picture and life plans. He is an advocate for the benefits of “wealth management with trust administration and estate settlement services” provided by our team of wealth advisory professionals.
Education: Steve received a BS in Economics from the University of Connecticut in 1991, his Certified Financial Planner licensee in 1998, and his Certified Trust and Financial Advisor in 2013.
Community Involvement: Steve has been involved in his community on various Boards including those of Asylum Hill Church, PLAN of Connecticut, Market Place of Salisbury, and the Salisbury Forum.
Jean Stapf, CTFA
Assistant Vice President, Wealth Manager, Trust Administrative Coordinator
Assistant Vice President,
Trust Operations Supervisor
Securities and investment products offered through Salisbury Bank Wealth Advisory are not insured by the FDIC or any other government agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, the bank or any bank affiliate. These products are subject to investment risk, including the possible loss of the principal invested.